Here is a list of helpful tips to expedite the loan process. These Do's and Don'ts will help avoid any delays with your final approval.

• DO try to get your loan documents and checklist items back to us ASAP
• DO continue making your mortgage and/or rent payments
• DO stay current on all existing credit accounts
• DO continue living at your current residence
• DO continue using your credit as normal
• DO keep documentation for all non-payroll deposits
• DO know from what account money for closing will come
• DO know that funds for closing need to be certified check or wire (Check with your title company)
• DO contact us with any questions

• DON’T make unnecessary banking transfers
• DON’T change banks during the process
• DON’T pay off any loans or credit cards without discussing with us
• DON’T make any major purchases (car, jewelry, boat etc.)
• DON’T apply for new credit (even if already pre-approved)
• DON’T open any new credit cards
• DON’T pay off any collections without a discussion with us first
• DON’T pay off any charge off without a discussion with us first
• DON’T transfer any credit balance from one account to another
• DON’T take any credit card advances
• DON’T dispute any credit accounts
• DON’T close any credit card accounts
• DON’T change employment status or compensation type without checking with us first
• DON’T start any new home improvement projects


Please DO contact The Pyne Team with any questions or concerns.